Our Commitment

Our commitment to service is more than just words—it's action.

When you apply for a home loan at Smart Choice Mortgage, LLC, you can expect a pleasant experience with dependable information and timely follow-up. We take pride in providing not just a better mortgage, but a better mortgage experience.

As your builder’s lender, we adhere to the same high standards of service and performance in financing your home that went into building your home. At Smart Choice Mortgage, LLC., you can expect:

  • Total access to a mortgage loan expert who can answer your questions
  • Complete control of the transaction from application to close
  • Timely funding of your loan (we disburse our own funds, so there are no delays)
  • We will conduct ourselves with honesty and integrity in every action and transaction

All mortgage loans by Smart Choice Mortgage, LLC loan originators are expected to meet our rigid 30/10/7/3 standards policy.  The following outlines the minimum requirements for the origination and processing of loans.

The following outlines the minimum requirements for the origination and processing of loans. Remember, we are working hard to always meet your anticipated closing date!

Date

Task

30 days from loan application

All loans credit approved

10 business days before closing

Submit final conditions to Underwriting

7 business days before closing

All loans receive final approval and are sent to closing

3 business days before closing

All documents are sent to the title company or closing agent


© 2018 Smart Choice Mortgage All Rights Reserved.
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Smart Choice Mortgage, LLC. 8911 N. Capital of Texas Hwy, Suite 4300E, Austin, TX 78759

Smart Choice, LLC is a d.b.a of Smart Choice, A Texas Limited Liability Company

FC Mortgage Providers is a d.b.a of Smart Choice, A Texas Limited Liability Company

To file a complaint with Smart Choice Mortgage, LLC., pleaseĀ click here.

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